FHA Mortgage Loans
Flexible Financing. Real Opportunities.
Buying a home may be more achievable than you think. An FHA loan is a government-insured mortgage designed to help more people qualify for homeownership, especially first-time buyers.FHA loans are offered by FHA-approved lenders and insured by the Federal Housing Administration. Because they’re backed by the government, FHA loans offer more flexible credit guidelines and lower down payment options than many conventional loans.That means you may be able to qualify with:
- Lower credit scores
- A smaller down payment
- Higher debt-to-income ratios than conventional programs allow
Mortgage Rates
Rates for FHA Loans change frequently.
Simply contact one of our Mortgage Loan Consultants for the latest information.
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FHA Loans
FHA Mortgages are insured by the Federal Housing Authority and can be a good option for those with imperfect credit or who have a smaller down payment. FHA loans enable you to obtain a mortgage using more flexible qualification standards vs those required for a conventional mortgage.
- Credit qualifying criteria not as strict – Credit scores as low as 580 can qualify for an FHA loan.
- Low down payment required – FHA loans generally require as little as 3.5% down on the purchase of a home.
- Easy Refinancing – Refinance up to 97.75% of your home’s value.
Contact one of our Mortgage Loan Consultants to get your process started!
